Terms and conditions

These Terms apply to all sales. These Terms override and are in substitution for any terms stipulated or referred to in writing or orally by the buyer Ratebe reserves the right to modify and vary these Terms at any time. These Terms are governed by the laws of Australia and any dispute under them shall be subject to the jurisdiction of the Courts of Australia. As protecting consumer privacy is very important to us, we are committed to ensuring the privacy of our visitors and customers. We make a policy devoted to strict customer confidentiality at all times. If there is any change to this policy statement, it will be updated on our website immediately. Collection of Information Ratebe collects information directly from customers through online application forms, fax, post, e-mail and phone. We may ask for some of your details such as name, telephone number, fax number, post and e-mail address in order to complete your order. Any information that collected by Ratebe is collected and processed in accordance with Australia's Privacy Act 1993. For offering or providing the best products and services to consumers, Ratebe collects personal information for the purposes to Supply products and services information Provide all customers with the first-hand class, confidential and effective service Answer questions and queries Fulfill orders requested We may use the information to keep you informed by post or e-mail. We may also sometimes use the information collected to let you know about important functionality changes on our websites. If you prefer not to get this information, e-mail us at sales@Ratebe.com.au to advise us that you do not wish to get the newsletter. DISCLOSURE OF INFORMATION Ratebe will never disclose customer's information to any other parties. To us, customer information is always strictly confidential and never disclosed to any other party without the authorization of the customer except required by law. We will only use or disclose personal information collected from you if you have authorized us to do so, or we are authorized and required by law. SECURITY To Ratebe, customers' personal information security is the initial concern. We aim to ensure that the personal information we collect is kept secure. We use appropriate system to protect consumers' information from unauthorized access, destruction or disclosure. It may include physical access security, encryption and other certain technologies. Ratebe will review and improve its security system as necessary continuously. UPDATING YOUR DETAILS You may correct and change your personal information held by us by logging on your account any time. Simply click My account on the site and entering your User Name and Password. If you have any trouble of updating the information, just send us an e-mail at sales@Ratebe.com.au we will update your detail as soon as possible. LINKS TO OTHER WEBSITES Ratebe may create links to other websites. We take no responsibility for the content or privacy practices of these links. Thank you for reading our Terms and Conditions statement. Ratebe Team I accept Terms and Conditions

Hint: 1) * denotes the required info